Tuesday, August 29, 2017

MEDICARE, the PURPOSE of insurance is to ELIMINATE cost uncertainty!

Went to the lab to have blood work done this morning, and was given this form to sign. Apparently, there was no timing issue. The lab didn't have any record of this test having been performed within the last six months, so WHY would they require signing a form like this?!!!

Advance Beneficiary Notice of Noncoverage

Either ask for payment upon service or refuse service. No pointless forms like this should EVER be shown to a patient!

"Estimated costs" should be illegal for routine procedures such as blood tests. The PURPOSE of insurance is to ELIMINATE cost uncertainty! Either charge or don't charge. Don't EVER leave a patient in a position of not knowing what their care will cost. A practice like this can only lead to abuse and fraud, and will NEVER benefit patients.

If it cannot be determined in advance whether Medicare will pay, then Medicare is corrupt and full of fraud. If a private insurance company tried to get by with a practice like this, they would be shut down by the insurance commissioner's office.